Over the years, numerous MLM companies have emerged, some flourishing while others face challenges in the competitive industry. In this blog, our focus is on a long-standing company that has sustained its success over time, reaping continual benefits in the world of Multi Level Marketing – Team National USA. Team National USA, a prominent player in the realm of network marketing companies. Established in 1997 by Dick Loehr, Team National has garnered attention for its unique approaches. The company has emerged as a significant player in the MLM industry, attracting individuals seeking financial opportunities and discounted offerings. In this detailed review, we’ll explore the core workings of Team National USA, its business model, delve into its achievements, and address the pressing question: Is Team National a legitimate MLM company or a pyramid scheme? So, what are you waiting for? Join us to make an informed decision about engaging with Team National.

Team National USA MLM – Overview

Company Name: Team National USA
Founder: Dick Loehr
Founded Year: 1997
Headquarters: Florida,USA
Products: Discount Memberships
Revenue: $640 million

What is Team National?

Team National (TN) is a company that sells memberships for savings. It started in 1997 by Dick Loehr in Florida, USA. His daughter, Angela Loehr Chrysler, now runs the company. From sources, On Jan 4th, 2022, Team National announced a new business relationship with ACN. Team National is no longer in business. They used to directly sell services and products but now work together with ACN (American Communications Network) instead of doing it on their own. They are members of the Direct Selling Association (DSA), Dun and Bradstreet (D&B), and the US Chamber of Commerce.

How does Team National MLM Works?

Team National conveys a vision to empower its members with long term financial independence through cash rebates and expense cuts. By becoming a part of Team National, individuals have the option to access exclusive discounts across a range of products. Alternatively, they can seize the opportunity to promote the business and earn commissions from their sales. Team National offers memberships designed to assist members in reducing their expenses and gaining cash rebates. This is accomplished through negotiations with various brands to secure lowered prices and cashback offers. Brands profit from these negotiations through bulk purchases facilitated by the membership. With an exclusive club membership, you gain access to purchases from partners affiliated with the company. As Team National (TN) and the vendors are partners, they are motivated to offer you discounts. Team National independent distributors are called Independent Marketing Directors (IMDs). As per Team National’s strategy, your downline can extend indefinitely, allowing you to earn from the sales of IMDs irrespective of the recruiter.

You’ll earn points that are based on your sales. Here’s how they work:
  • You’ll earn three points with a lifetime membership
  • You’ll earn one point with a standard two-year membership
  • Team National Product Line

    1. Factory Direct

    Within Team National’s furniture division, customers can access furniture directly from manufacturers, bypassing intermediaries like retailers and wholesalers. This avenue offers significant savings of up to 65% on various items, including indoor and outdoor furniture

    2. Group Buying Power

    Through strategic partnerships with numerous merchants, producers, and distributors, Team National secures exclusive pricing for its members. Members can enjoy discounted rates on a range of offerings including cars, financial services, health insurance benefits, rental trucks, etc.

    3. Business Exchange

    The exclusive business exchange offered by Team National USA is exclusively available to small businesses in your neighborhood. These businesses cover a wide array of services including building, home maintenance, real estate, personal care products, automobiles, and many more.

    4. E-commerce

    Members of Team National have the chance to earn 30% commissions through reselling over 100 renowned brands, including their own exclusive label products. These offerings cater to diverse niches such as nutrition, children’s products, and automotive care.

    5. Big-N Marketplace

    It’s an online shopping platform enabling product purchases with commission earnings ranging from 0% to 35%. Commission rates and payment systems vary by store. Upon purchase, merchants report the entitled commission to Team National, paid in full to qualified IMDs without any deductions for services.

    Team National Discount Membership

    Team National does not market products and services themselves but instead sells what they refer to as a “Discount Membership”. To become an Independent Marketing Director, you can sign up for different memberships.

    There are two memberships you can purchase: the Premium Membership and the Standard Membership. Premium Membership: It’s priced at $2,195 and includes membership for the entire household- parents, grandparents, children, grandchildren and the business, along with five employees. Standard Membership: This membership costs $795 for two years and covers a single household, similar to what’s included in the Business Membership.

    Team National’s 4 Membership Benefits


    1. Group Buying Power

    Members of TeamNational can save by spending less on essential items such as home and life insurance, home flooring and furnishings, cellular service, automobiles, jewelry, and many others

    2. Factory Direct

    Team National’s Factory Direct Department lets its members save when remodeling or refurnishing their house or office without the typical retail markup by letting them save big on mattresses, indoor furniture, outdoor furniture, flooring, grills, and other products purchased directly from the manufacturer.

    3. Business Services

    Simplifies, eases up, and sometimes eliminates the cost in payroll and payment processing, legal and technical solutions, and provides other benefits for business owners.

    4. Rebate Programs

    Members can get a rebate from hundreds of participating online retailers when purchasing from their marketplace

    Team National Compensation Plan

    Team National isn’t a typical MLM company. They have an unusual product type. So, they have a different compensation structure. However, you can earn in the same way as in MLM and affiliate programs. Team National’s compensation plan revolves around the sales of their discount memberships. Team National works like a club where you pay to get discounts on things you buy, but they don’t have physical stores and charge a membership fee. Nonetheless, they don’t provide much details about them in their website except the membership costs: $795 for two years or $2,915 for a lifetime. So basically, you have to pay a lot of money upfront to save money later on things you need to buy. Now, If a member pays for their membership, the company rewards them with either a $25 or $50 commission.Additionally, the company offers the following commissions upon meeting certain requirements:

    1. Residual Commissions: Team National’s Residual Commission operates using a binary compensation structure. This structure involves two legs, a left and a right, for each distributor. Whenever a discount membership package is sold, it earns a point. These points are tallied weekly. When an affiliate reaches five matching points on both their left and right sides, they receive a $500 payment. 2. Product Sale Bonus: The membership discount operates on a binary points system. Members earn a $150 commission upon gathering 10 points from product purchases within the binary system. Additionally, the first qualified member in their ‘Upline’ earns a $100 hosting bonus. 3. Joining Bonus: To join Team National, there’s an annual membership fee of $25, deducted from a member’s initial commission payment. Another expense of $99 per year or $9 per month is for reporting purposes. Additionally, members have the option to buy a replicated storefront from Team National. This storefront allows members to sell third-party products and services, earning them extra commissions.

    Team National Compensation Plans for Independent Marketing Director

    Team National employs Independent Marketers far and wide to promote person-to-person direct selling through which the brands, as well as the marketers, can achieve huge financial benefits. Their independent marketer plans are open to anyone irrespective of their age, ethnic or social background. This also helps the brands to reach the remotest of places. How much markdown members can have on each essential item shall depend on the membership they select.

    Team National Independent Marketers can be categorized into the following levels. The percentage of members that normally belong to each category of IMD is as follows

    Representatives 69.7%
    Believer 7.1%
    Achiever 4.8%
    Team Leader 6.6%
    Rising Star 2.5%
    Presidential 5.9%
    Bronze 1.6%
    Silver 0.7%
    Gold 0.4%
    Platinum 0.6%
    Double Platinum 0.3%

    If we look at the 2020 annual average income of each category of IMDs, 86.2% ( who mostly belong to the lower categories such as Representatives, Believer, Achiever, Team Leader, Rising Star, and presidential ) received no income, and 13.8% of IMD received a commission or bonus income (mostly belonging to a platinum, gold, silver, bronze category)

    How to Make Money with Team National?

    Team National offers memberships that allow discounted purchases on various products, including well-known brands. However, the specific discount details are not openly disclosed by Team National, though they assure customers that the discounts are substantial.

    So, there are four main types of discounts available: 1. Team National Factory Direct: Members save money on physical products they purchase. 2. Team National Group Buying Power: Savings on various services for individuals and businesses. 3. Team National Business Services: Discounts available for local businesses. 4. Team National Rebate Program: Cashback offers on purchases from different retailers. Overall, Team National operates as a buying club offering these diverse discount opportunities.

    Is Team National Legit Or Pyramid Scheme ?

    Team National isn’t a pyramid scheme, and they’re not doing anything against the law. In a pyramid scheme, they promise you’ll get rich fast without much work. While some companies that use a similar setup might seem like pyramid schemes, Team National isn’t one of them. To earn money with Team National, you need to get others to join as Independent Marketing Directors (IMDs) under you. But Team National doesn’t promise you’ll get rich super quickly or without effort. They’re clear that making money as an IMD means recruiting others. Additionally, they are:

    • Team National is a Registered Member of Dun & Bradstreet

    Team National is a Registered Member of Dun & Bradstreet and a proud member of the United States Chamber of Commerce and Better Business Bureau of SouthEast Florida.

    • BBB Accreditation and Rating
    Team National is Not BBB accredited but they have an A+ BBB rating.
    • Membership in Direct Selling Association

    Team National has membership in DSA, an association relentlessly committed to policing, promote and protecting direct selling businesses and their independent marketers. Each Company that is a member of the Direct Selling Association pledges to comply strictly with codes of ethics, standards, and procedures.

    Did you know?

    In 2019, Team National’s income disclaimer showed that just 0.6% of its members earn more than $14,000 a year.

    Final Verdict

    Each Independent marketer’s success shall depend on his experience, caliber, and hard work he puts forth. When taking membership in any of the MLM businesses it’s crucial to properly understand their compensation plans without any ambiguity. We have provided everything we know about Team National USA MLM Company. However, it is advised to do a thorough research before making a decision.

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